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Quick Guide to Repayment Types
What is annuity repayment?
You pay the same amount every month. Early payments carry a larger interest share, while later payments shift more toward principal.
What is equal principal repayment?
You repay the same amount of principal every month. The initial payment is higher, but the burden gradually declines over time.
What is bullet repayment?
You pay only interest during the term and repay the principal in one lump sum at maturity, so a larger amount is needed at the end.
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