Enter DSR Inputs
Enter annual income and each loan's monthly payment to calculate DSR versus the selected limit.
Results
Enter annual income and each loan's monthly payment, then press Calculate to see the DSR ratio, risk status, and remaining monthly repayment capacity.
About DSR
What is DSR?
DSR measures how much of annual income is used for debt principal and interest payments. It is one of the core indicators lenders use to evaluate repayment ability.
What happens if it exceeds the limit?
If DSR exceeds the limit, additional borrowing capacity may shrink or a new loan may be denied. Consider reducing existing debt or improving income.
Reference Result
Actual lender review can differ by loan type, maturity, rate, and internal policy. Use this result for planning, not as an approval guarantee.
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